Pay your way
Payments As Flexible As Our Furniture
More flexibility at checkout, online and in-store.
You Choose How to Pay
2 or 4 interest-free payments, every 2 weeks
Interest-free payments up to 12 months
Monthly installments up to 24 months
Use it online or in-store
* Rates from 0-36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm’s lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.
Flexible payments.
Everywhere you sit, sleep, or gather.
Nomad Collection
The internet’s favorite sofa.
Mercer Collection
Tailored looks, built for lounging.
Russet Collection
Our softest collection ever.
Smart Storage Solutions
Performance, versatility, and refined design.
Dining Room Furniture
Fine dining with an finer set-up.
Bedroom Furniture
Clean lines, premium materials.
Frequently Asked Questions
Everything you need to know about paying with Shop Pay Installments, all in one place. Can't find your answer? Get in touch with our Customer Experience team at support@burrow.surf
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into four equal, biweekly installment payments with 0% APR, or monthly installments with no hidden or late fees. Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses.
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
For non-interest bearing orders, debit and credit cards are accepted through Shop Pay. For interest bearing orders, you can only pay using a debit card.
Is there a limit to how much I can spend on a single Shop Pay Installments order?
Yes, 20,000 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes.
Can I pre-qualify for a purchase amount before visiting a store?
No. An application for Shop Pay Installments can only begin with a live checkout. Applying in store only takes a few steps and you'll get a real-time decision in minutes.
Are there late fees?
There are no late fees if you miss a scheduled payment with Shop Pay Installments. However, missing or making partial payments can still negative consequences, such as hurting your future eligibility to use the service or impacting your credit score (especially for monthly interest-bearing loans
What if I miss an installment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. If you have questions about a missed installment payment, then you can contact Affirm support for assistance.
What if I make a return on a purchase made through installments with Shop Pay?
A refund for Shop Pay Installments reduces or finishes your remaining loan balance via Affirm, and takes 3 to 10 business days to show on your account. Continue making scheduled payments while waiting for the refund to process so you avoid late marks.
